We Are Mortgage Professionals Serving Clients Across Beautiful BC.
With Our Head Office in Whistler, BC.
Having spent the last 20 years living in Whistler, with 15 years as a mortgage broker and previously working in the financial sector, Jason understands this unique market and has gained extensive experience in a variety of mortgage scenarios. With developed widespread experience in residential, construction and commercial mortgages plus knowledge of specific properties such as fractional ownership and condo-hotel units. Jason will ensure that you get the right product at the best rate. He is always available to answer your questions and to assist you in achieving your property ownership goals.
Terry Arlitt is a residential mortgage broker who has been assisting clients with financing for over 10 years. Terry lives and works from his home office on mid-Vancouver Island. Terry takes great pride in working with clients who have been referred to him from past clients and would love the opportunity to discuss your mortgage financing needs!
We Keep Our Blog Updated So You Can Stay Informed!
The BC Government released Budget 2018 today. As it relates to housing, the government made changes to the foreign buyers tax, and added a new speculation tax. Foreign Buyers Tax - This is really an enhancement to the tax that is already in place, effective Wednesday,...read more
Mortgage rule changes and increasing interest rates—surprisingly—weren’t the top motivators for prospective homebuyers in 2017, according to a new survey from the Canada Mortgage and Housing Corporation (CMHC). Instead, the 2018 Prospective Home Buyers Survey found...read more
If you have a variable rate mortgage, and recent economic news has you thinking about locking into a fixed rate, here is what you can expect will happen. Firstly, your lender will be very happy as they will now make considerably more money off you. Not only will your...read more
Okay, so here we are... we have worked together to secure financing for your mortgage. You are getting a great rate, favourable terms that meet your mortgage goals, the lender is satisfied with all the supporting documents, we are broker complete, and the only thing...read more
If you listen to the radio, watch the news on TV, read the newspaper, go on Facebook, browse the internet, or talk with people, even a little, chances are you've been inundated with uncertainty. The uncertainty of it all is what sells papers... or ads on the internet,...read more
Here is a list of the types of mortgage financing we are able to arrange on your behalf.
Residential Mortgage FinancingYou have options! With the large number of banks we negotiate with, we are able to offer a wide variety of mortgage products. Tell us your goals and we will find the best type of financing at the best rates. We handle all types of residential mortgage financing including:
- Getting a mortgage pre-approval
- Arranging financing for a home purchase
- Arranging second mortgages
- Renewing your existing mortgage
- Refinancing your existing mortgage
- Switching your mortgage to a new lender
We also work with a wide range of smaller institutional and private lenders for applications that may not qualify under traditional guidelines. In most cases there are no fees for our services, we are usually paid directly by the lender. In some cases a broker/lender fee may apply, but not without full disclosure and your consent.
Commercial FinancingWe are here to provide first mortgage financing on conventional and CMHC insured (where applicable) commercial products. Loan proceeds are typically used to assist with the acquisition of the real estate or to re-finance any existing indebtedness. Here are some examples of properties we can finance:
- Retail Buildings
- Commercial Buildings
- Industrial Buildings
- Office Buildings
- Multi-Family Commercial/Apartment Buildings
Typically our commercial financing is between 65%-70% loan to value with a maximum of 85% LTV on CMHC insured applications. As every application is different and there are several ways to qualify commercial financing, we strongly suggest contacting us directly to figure out the best way to structure your application.