We Are Mortgage Professionals Serving Clients Across Beautiful BC.
With Our Head Office in Whistler, BC.
Having spent the last 20 years living in Whistler, with 15 years as a mortgage broker and previously working in the financial sector, Jason understands this unique market and has gained extensive experience in a variety of mortgage scenarios. With developed widespread experience in residential, construction and commercial mortgages plus knowledge of specific properties such as fractional ownership and condo-hotel units. Jason will ensure that you get the right product at the best rate. He is always available to answer your questions and to assist you in achieving your property ownership goals.
We Keep Our Blog Updated So You Can Stay Informed!
“Debt servicing” is the measure of your ability to meet all of your financial obligations. There are two ratios that are examined by financial institutions to determine whether you can debt service a mortgage. The first one is called the “gross debt service” ratio...read more
Did you know that you can use your RRSP to help buy a home? In fact, you can, it’s called the RRSP Home Buyer’s Plan (or HBP for short). Here are a few things you need to know! It needs to be your first home (with some exceptions). Technically, you must not have owned...read more
The larger home is not always the better home. Yes, there still exists a large group of individuals who enjoy owning a grand estate, complete with all the modern conveniences, in addition to everything you could ever want; and of course, there’s nothing inherently...read more
The Bank of Canada today maintained its target for the overnight rate at 1 ¾ per cent. The Bank Rate is correspondingly 2 per cent and the deposit rate is 1 ½ per cent. Recent Canadian economic data are in line with the projections in the Bank’s April Monetary Policy...read more
There aren't too many Canadians who are able to save up enough money to pay cash for their home. This is why we have mortgages. A mortgage is a loan made to assist a borrower to purchase a property. The property is held as collateral and interest is charged on the...read more
Here is a list of the types of mortgage financing we are able to arrange on your behalf.
Residential Mortgage Financing
- Getting a mortgage pre-approval
- Arranging financing for a home purchase
- Arranging second mortgages
- Renewing your existing mortgage
- Refinancing your existing mortgage
- Switching your mortgage to a new lender
We also work with a wide range of smaller institutional and private lenders for applications that may not qualify under traditional guidelines. In most cases there are no fees for our services, we are usually paid directly by the lender. In some cases a broker/lender fee may apply, but not without full disclosure and your consent.
- Retail Buildings
- Commercial Buildings
- Industrial Buildings
- Office Buildings
- Multi-Family Commercial/Apartment Buildings
Typically our commercial financing is between 65%-70% loan to value with a maximum of 85% LTV on CMHC insured applications. As every application is different and there are several ways to qualify commercial financing, we strongly suggest contacting us directly to figure out the best way to structure your application.