We Are Mortgage Professionals Serving Clients Across Beautiful BC.
With Our Head Office in Whistler, BC.
Having spent the last 20 years living in Whistler, with 15 years as a mortgage broker and previously working in the financial sector, Jason understands this unique market and has gained extensive experience in a variety of mortgage scenarios. With developed widespread experience in residential, construction and commercial mortgages plus knowledge of specific properties such as fractional ownership and condo-hotel units. Jason will ensure that you get the right product at the best rate. He is always available to answer your questions and to assist you in achieving your property ownership goals.
Terry Arlitt is a residential mortgage broker who has been assisting clients with financing for over 10 years. Terry lives and works from his home office on mid-Vancouver Island. Terry takes great pride in working with clients who have been referred to him from past clients and would love the opportunity to discuss your mortgage financing needs!
We Keep Our Blog Updated So You Can Stay Informed!
The Bank of Canada today increased its target for the overnight rate to 1 1/4 per cent. The Bank Rate is correspondingly 1 1/2 per cent and the deposit rate is 1 per cent. Recent data have been strong, inflation is close to target, and the economy is operating roughly...read more
What Newcomers Need to know! The reason I have a blog and share information is to educate my clients and prospective clients about mortgages. Obviously there is a lot to know about mortgages, financing, and buying property, and there are a lot of great ways for me to...read more
Happy New Year, 2018 is here! If you're anything like us, you're looking to set some goals to make some real progress this coming year! We can't help you with your goals in the gym, but we can help with your financial goals. so let's talk about why now is as good of a...read more
2017 is in the rear view mirror and the road to 2018 is directly in front of us! As starting a new year is a great time to gain some perspective, let's reflect on some of the changes brought about this last year in the Canadian housing and mortgage market, and maybe...read more
Here is a list of the types of mortgage financing we are able to arrange on your behalf.
Residential Mortgage FinancingYou have options! With the large number of banks we negotiate with, we are able to offer a wide variety of mortgage products. Tell us your goals and we will find the best type of financing at the best rates. We handle all types of residential mortgage financing including:
- Getting a mortgage pre-approval
- Arranging financing for a home purchase
- Arranging second mortgages
- Renewing your existing mortgage
- Refinancing your existing mortgage
- Switching your mortgage to a new lender
We also work with a wide range of smaller institutional and private lenders for applications that may not qualify under traditional guidelines. In most cases there are no fees for our services, we are usually paid directly by the lender. In some cases a broker/lender fee may apply, but not without full disclosure and your consent.
Commercial FinancingWe are here to provide first mortgage financing on conventional and CMHC insured (where applicable) commercial products. Loan proceeds are typically used to assist with the acquisition of the real estate or to re-finance any existing indebtedness. Here are some examples of properties we can finance:
- Retail Buildings
- Commercial Buildings
- Industrial Buildings
- Office Buildings
- Multi-Family Commercial/Apartment Buildings
Typically our commercial financing is between 65%-70% loan to value with a maximum of 85% LTV on CMHC insured applications. As every application is different and there are several ways to qualify commercial financing, we strongly suggest contacting us directly to figure out the best way to structure your application.